Well I suppose for each person the answer to this question is different. I'll try my best to relate everything to our real life example as it in all reality is probably a typical situation for anyone seeking this life.
Elizabeth and I came from two different types of families but yet were brought together by a common love for God and an interest in homesteading. She had been raised in a family that gardened annually and that encouraged her activity in 4H. I on the other hand didn't become acquainted with providing for oneself till I was in my early twenties. I had a small collection of axes and saws that I had used to fell some trees on my fathers land in PA. I had truly expected that I'd be able to finish a cabin that I had started. We both brought different experiences and tools to the family.
Even with the tools that we brought into this marriage, we still find that a particularly large portion of our income is put towards homesteading tools and supplies, not to mention the space they take up. We have a room that is dedicated to crafts. It has two looms in it, one is full size and the other is about large enough to make things about the size of a place-mat. Both looms were gifts.
I encourage you to write down what direction you want to go in with regards to homesteading. It will greatly determine your budget. It will also determine what you do and don't need, and from that you will know what you will be purchasing in the future. I say the future because Elizabeth and I have been married for over six years and we are still acquiring the things we know we will need in the future (Like pressurized lamps and clothing material).
A lesson that many a homesteader learns the hard way is to buy the best quality that they can afford. Being cheap doesn't pay off in the end. We feel strongly that all homesteading tools should be heirlooms. The next generation does not need to struggle as much as we do. Not only that, but if you figure out how much money you spend replacing inferior tools annually, you quickly figure out that you could be greatly ahead had you simply purchased quality. The one exception to this that comes to mind is buying Snap-On Tools versus Craftsman. Unless you've got the money laying around, don't waste it.
The reality of the matter is that if you are going to liv this life of homesteading full-time, it will literally cost thousands of dollars. It's a life of passion that gives us much pleasure. So instead of spending a large sum of money on a TV, spend that money buying something you can use to make yourself money.
I know I've made it sound like alot of money, but when you consider the different directions in which one can go, the truth becomes evident. Many of us will acquire things for free and that furthers our ability all that much. It is quite possible in many places in the U.S. to find draft horses for free, people just can't afford the hay and feed, but then you have the cost of leathers and implements.
I by no means have gotten to that point, but I will admit I entertain the fantasy. This is a case where once you own land, the horse, and the items pertaining to the horse, you only really have to worry about the cost of the horse coming up again a dozen or so years down the road.
I'm struggling as it is to make my plane-making venture work. Machinery is not cheap. Yes you can buy a table saw used but you never know how the previous owner took care of it. With machines it's best to buy new and to try to get a warranty. That costs money. On the upside, it's probably a machine you will own the rest of your life. Don't buy cheap with the express intent of saving money. Buy quality with the intention of owning something for a lifetime. It may be uncomfortable at first, but the rewards will show themselves in time.
I'm not sure how well I helped you, my goal was to be honest. There is no way around the fact that any venture you take in life will cost money. Homesteading will be expensive. Plan ahead and use your money correctly.
I hope this helps.
Lord bless.
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